Terms & Conditions

The following describes the terms and conditions upon which Spot Group Inc. Limited (hereinafter “SpotFX” or “spotfx.com” or “the Company” or “Spot Group Inc.” or “we”) offers access to The Web site (hereinafter spotfx.com) to you the customer (hereinafter “you” or “user” or “customer”) and the use of its services (hereinafter the “Agreement” or “User Agreement” or “Online Services Agreement”).

PLEASE READ the PRIVACY POLICY, RISK WARNING and ALL OF THE FOLLOWING TERMS AND CONDITIONS (hereinafter “terms and conditions”) BEFORE USING THIS SITE. By continuing to access or use this site or any service on this site, you signify YOUR ACCEPTANCE OF The THESE TERMS AND CONDITIONS.

We reserve the right to amend, remove or add to these terms and conditions at any time. Such modifications shall be effective immediately. Accordingly, please continue to review these terms and conditions whenever accessing or using this site.

Your use of the site or any service on this site, after the posting of modifications to these terms and conditions will constitute YOUR ACCEPTANCE OF THE TERMS AND CONDITIONS, as modified.

If, at any time, you do not wish to accept the terms and conditions, you may not use the site. Any terms and conditions proposed by you which are in addition to or which conflict with these terms and conditions are expressly rejected by us and shall be of no force or effect.

You may print a copy of these TERMS AND CONDITIONS for your reference. You understand and agree that Spot Group Inc. may discontinue or change the Web Site at any time, without notice. You also understand and agree that Spot Group Inc. may discontinue or restrict your use of this Web Site for any reason without notice.

Spot Group Inc., a Seychelles Corporation (Hereinafter “SpotFX” or ” SpotFX.com” or “the Company” or “Spot Group Inc.” or “we”), is the owner of this website spotfx.com (“The website”). SpotFX is committed to protecting your privacy. This “Privacy Policy” describes how we collect, store and use information on individuals that use this Web Site.

SpotFX Privacy Pledge The term “personal data” as used in this Policy refers to information such as your name, e-mail address or mailing address, or any data that can be used to identify you. We ensure that our staff and those acting on our behalf obtain, use and disclose personal information lawfully and correctly.

For online payment and order processing SpotFX uses Ezybonds/AllCharge Solutions (“Merchant Solutions”). Billing occurs shortly after your transaction takes place. SpotFX may require preapproval for an amount up to the amount of the order in case of credit card transactions. You agree with the payment for all products you purchase through the Merchant Solutions, and that SpotFX may charge your credit card for any products purchased.

All sales of products are final. Fees paid for products and services are non-refundable.

Prices for products offered via the Merchant Solutions may change at any time without price protection or refund in case of a price reduction or promotional offering.

If a product becomes unavailable after a transaction takes please but prior to download you may request a refund. If technical problems prevent or unreasonably delay delivery of your product, you may request replacement or refund of the price paid at discretion of SpotFX.

Sharing Information with Our Affiliates

We may share personal information described above with our affiliates for business purposes, such as informing customers about new products and services, and as permitted by applicable law. Our affiliates may include companies controlled or owned by us. The information we share with affiliates may include any of the information described above. Our affiliates maintain the

privacy of your information to the same extent Spot Group Inc. does in accordance with this Policy.

Spot Group Inc. does not disclose your personal information to third parties, except as described in this Policy. Third party disclosures may include sharing such information with non-affiliated. Non-affiliated companies that assist Spot Group Inc. in providing services to you are required to maintain the confidentiality of such information to the extent they receive it and to use your personal information only in the course of providing such services and only for the purposes that Spot Group Inc. dictates.

Spot Group Inc. reserve the right to sell such information to third parties who might be interested in offering its services to Spot Group Inc.’s Customers of which Spot Group Inc. find appropriate to offer its customer base. Spot Group Inc. may also disclose your personal information to third parties to fulfill your instructions or pursuant to your express consent.

The Company informs you that the collection and processing of personal data is aimed at providing you with services offered by this website and to send you commercial information on products or services you may be interested in. The Company will store these data as long as it is reasonably necessary to attain the mentioned purposes and in accordance with any applicable legal or ethical requirement.

By using this Web Site, or providing information to us in other formats, you consent to the collection and use of this information by The Company. In addition, you are committed to supplying true, complete and accurate information and to keeping it up to date.

In order to use our services, users may be asked to fill in a form, which requires providing certain personal information to The Company. Unless otherwise provided in those fields expressly marked with an asterisk (*), answers to our questions on personal data are not mandatory. Not supplying the information required in such optional fields shall not represent any decrease of the services and information that we may provide. However, failure to complete those compulsory fields or providing incorrect personal data shall prevent us from providing the requested information or services.

The Company informs you of the possibility of exercising your rights to access, rectify, cancel and object to the processing of your personal data simply by making a written request to Spotfx.com and its “Contact Us” page. Your requests will be dealt with in a prompt and proper manner.

The Company guarantees that your personal data will be treated with the strictest confidentiality, and that the server in which these data will be stored and dealt with has implemented the necessary industry-standard security measures to prevent accidental or unlawful destruction, loss, alteration, unauthorized disclosure or access to the above-mentioned data.

This Web Site does not use “cookies” to gather personal information such as a person’s name or email address. A “cookie” is a small text file placed on your computer’s hard drive or browser by a webpage server. The cookies on this website are used to hide certain publicity from the users that have chosen this option. The cookies are also used to save the identity of the user in order to allow automatic login to the private home page of the registered user, but only if this is desired.

Links to other website

This Privacy Policy applies only to this Web Site, excluding third party websites, as we may provide links to other websites which we believe may be of interest to our visitors. We aim at ensuring that such websites are of the highest standard. However, due to the nature of the World Wide Web, we cannot guarantee the standards of every linked website or be responsible for their content.

Should THE COMPANY amend this Privacy Policy in order to adapt it to new legal requirements, we will immediately post the changes on this page so that you are always aware of what information we gather, how we use it, and under what circumstances we disclose it.

The risk of trading foreign exchange (“forex”) is substantial. The high degree of leverage associated with forex can work for you as well as against you.

This high degree of leverage can result in substantial losses, you should carefully consider whether forex is suitable for you in light of your financial condition. If you are unsure you should seek professional advice.

Past performance does not guarantee future success. In some cases managed accounts are charged substantial commissions and advisory fees. Those accounts subject to these charges, may need to make substantial trading profits just to avoid depletion of their assets.

Each broker/advisor (“cta”) is required by the regulator to issue to prospective clients a risk disclosure document outlining these fees, conflicts of interest and other associated risks. The full risk of forex trading cannot be addressed in this risk disclosure statement.

No consideration to invest should be made without thoroughly reading the disclosure document of each of the ctas/brokers in which you may have an interest.

Requesting a disclosure document places you under no obligation and each document is provided at no cost. The regulator has not passed upon the merits of participating in any of these programs nor on the adequacy or accuracy of the disclosure documents. Other disclosure statements are required to be provided to you before an account may be opened for you. Past performance is not necessarily indicative of future results. Prospective clients should not base their decision on investing in any trading program solely on the past performance presented, additionally, in making an investment decision, prospective clients must also rely on their own examination of the person or entity making the trading decisions and the terms of the advisory agreement including the merits and risks involved.

Trading on margin involves high risk and is not suitable for all investors. The high degree of leverage can work against you as well as for you before deciding to trade you should carefully consider your investment objectives, level of experience, and risk appetite. There is always a relationship between high reward and high risk. Any type of market or trade speculation that can yield an unusually high return on investment is subjected to unusually high risk. Only surplus funds should be placed at risk and anyone who does not have such funds should not participate in trading foreign currencies or commodities or futures or options or cfd’s or spread betting. Trading is not suitable for everyone.

Trading foreign exchange (“forex”) involves high risks and can cause you a complete loss of your funds.

Due to the number of sources from which the Content and the Advice is obtained, and the inherent hazards of electronic distribution, there may be delays, omissions or inaccuracies in such Content and Advice and the Web Site. The content and advice and the web site are provided “as is”, without any warranties. Spot Group Inc., its employees, officers, directors, affiliates, agents and licensors cannot and do not warrant the accuracy, completeness, currentness, timeliness, noninfringement, title, merchantability or fitness for a particular purpose of the content and advice available through the web site, or the web site itself, and Spot Group Inc. Hereby disclaims any such express or implied warranties.

This Agreement, shall be governed by the laws of the Republic of Seychelles (“Seychelles”), without regard to conflicts of law principles thereof. This is the case regardless of whether you reside or transact business with SPOT GROUP INC. anywhere else in the world.

If any part of this Agreement is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions. Exclusive Court Jurisdiction Alternatively, you agree to submit to the personal and exclusive jurisdiction of the courts located within the Seychelles to settle any dispute, which may arise in relation thereto.

This Web Site contains hyperlinks to web sites operated by persons other than Spot Group Inc. Such hyperlinks are provided for your reference and convenience only. You agree not to hold Spot Group Inc. responsible for the content or operation of such web sites. A hyperlink from this Web Site to another web site does not imply or mean that Spot Group Inc. endorses the content on that web site or the operator or operations of that site. You are solely responsible for determining the extent to which you may use any content at any other web sites to which you might link from this Web Site.

If you wish to make purchases from an area of the Web Site or a “co-branded” web site operated by a person other than Spot Group Inc. (a “Co-Branded Site”), you may be asked by the merchant or operator of the Co-Branded Site or other person from whom you are making the purchase to supply certain information, including credit card, debit card, or other payment mechanism information.

You agree not to hold Spot Group Inc. liable for any loss or damage of any sort incurred as a result of any such dealings with any Co-Branded Site or merchant or operator of the Co-Branded Site or other person from whom you are making the purchase. You agree that all information you provide in connection with such purchase will be accurate, complete and current. You agree to pay all charges incurred by users of your credit card, debit card, or other payment mechanism at the prices in effect when such charges are incurred. You also will pay any applicable taxes, if any, relating to any purchases you make. Each Co-Branded Site will contain a description of the site’s privacy policy regarding any personal identifying information you may be required to disclose as part of the purchase.

The liability of Spot Group Inc., its officers, directors or employees, to you or any third parties in any circumstance is limited to the amount of money you transferred to spot group inc. In relation to the transaction giving rise to such liability.

Spot Group Inc. may make available to you through one or more of its Services a broad range of financial information that is generated internally or obtained from agents, vendors or partners (“Third Party Providers”). This includes, but is not limited to, financial market data, quotes, news, analyst opinions and research reports, graphs or data. (“Market Information”).

Market Information provided on these Web site pages is not intended as investment advice. SPOT GROUP INC. does not endorse or approve the Market Information, and we make it available to you only as a service for your own convenience. SPOT GROUP INC. and its Third Party Providers do not guarantee the accuracy, timeliness, completeness or correct sequencing of the Market Information, or warrant any results from your use or reliance on the Market Information.

Market Information may quickly become unreliable for various reasons including, for example, changes in market conditions or economic circumstances. Neither SPOT GROUP INC. nor the Third Party Providers are obligated to update any information or opinions contained in any Market Information, and we may discontinue offering Market Information at any time without notice.

You agree that neither SPOT GROUP INC. nor the Third Party Providers will be liable in any way for the termination, interruption, delay or inaccuracy of any Market Information. You will not “deep-link”, redistribute or facilitate the redistribution of Market Information, nor will you provide access to Market Information to anyone who is not authorized by SPOT GROUP INC. to receive Market Information.

You shall be responsible for providing and maintaining the means by which to access the Web site, which may include, but is not limited to, a personal computer, modem and telephone or other access line.

You shall be responsible for all access and service fees necessary to connect to the Web site and assume all charges incurred in accessing such systems. You further assume all risks associated with the use and storage of information on your personal computer or on any other computer through which you will gain access to the Web site and the services (hereinafter referred to as “computer” or “your computer”).

You represent and warrant that you have implemented and plan to operate and maintain appropriate protection in relation to the security and control of access to your computer, computer viruses or other similar harmful or inappropriate materials, devices, information or data.

You agree that SPOT GROUP INC. will not be liable in any way to you in the event of failure of or damage or destruction to your computer systems, data or records or any part thereof, or for delays, losses, errors or omissions resulting from the failure or mismanagement of any telecommunications or computer equipment or software.

You will not transmit to or in any way, whether directly or indirectly, expose SPOT GROUP INC. or any of SPOT GROUP INC.’s online service providers to any computer virus or other similarly harmful or inappropriate material or device.

SPOT GROUP INC. reserves the right to suspend the operation of this site or any part or sections of it at any time and no claims may be entertained against the Company in connection thereto.

You agree that SPOT GROUP INC. will not be liable in any way to you or to any other person in the event of force major, or for the act of any Government or legal authority, or for the failure of or damage or destruction to its computer systems, data or records or any part thereof, or for delays, losses, errors or omissions resulting from the failure or mismanagement of any telecommunications or computer equipment or software.

The parties shall be released of all responsibilities for partial, full or non-fulfillment, as well as for improper fulfillment of the obligations under this Agreement, if such non-fulfillment or improper fulfillment was a result of extraordinary events, which occurred after this Agreement was concluded and which the party could not either foresee or prevent (natural calamities, wars, armed conflicts etc.).

You understand that while the Internet and the World Wide Web are generally reliable, technical problems or other conditions may delay or prevent you from accessing the Web site.

SPOT GROUP INC. shall not be liable, and you agree not to hold or seek to hold SPOT GROUP INC. or any of its agents or service providers liable for any technical problems, system failures and malfunctions, communication line failures, equipment or software failures or malfunctions, system access issues, system capacity issues, high Internet traffic demand, security breaches and unauthorized access, and other similar computer problems and defects. SPOT GROUP INC. does not represent, warrant or guarantee that you will be able to access or use the Web site at times or locations of your choosing, or that SPOT GROUP INC. will have adequate capacity for the Web site as a whole or in any geographic location. SPOT GROUP INC. does not represent, warrant or guarantee that the Web site will provide uninterrupted and error-free service. SPOT GROUP INC. does not make any warranties or guarantees with respect to the Web site and its content, including but not limited to, warranties for merchantability or fitness for a particular purpose. Without limiting the foregoing SPOT GROUP INC. will not be responsible for an impossibility to execute orders and requirements due to failures in the operation of informational systems caused by technical faults, which are beyond its control.

All content, trademarks, services marks, trade names, logos and icons are the property of SPOT GROUP INC. or its affiliates or agents and are protected by copyright laws and international treaties and provisions.

You agree not to delete any copyright notices or other indications of protected intellectual property rights from materials that you print or download from the Web site. You will not obtain any intellectual property rights or any right or license to use such materials or the Web site or the Trading Platform, other than as set out in this Agreement.

Images displayed on the Web site are either the property of SPOT GROUP INC. or used with permission. You agree not to upload, post, reproduce or distribute any information, software or other material protected by copyright or any other intellectual property right (as well as rights of publicity and privacy) without first obtaining the permission of the owner of such rights and the prior written consent of SPOT GROUP INC.

Nothing contained on the Web site shall be construed as granting, by implication, estoppels, or otherwise, any license or right to use any trademark without the written permission of SPOT GROUP INC. or such third party that may own the trademarks. Your use of the trademarks, or any other content of the Web site, except as provided herein, is strictly prohibited.

This Agreement shall be governed by the laws of the Republic of Seychelles (“Seychelles”), without regard to conflicts of law principles thereof. This is the case regardless of whether you reside or transact business with SPOT GROUP INC. anywhere else in the world.

If any part of this Agreement is unlawful, void or unenforceable, that part will be deemed severable and will not affect the validity and enforceability of any remaining provisions.

Exclusive Court Jurisdiction Alternatively, you agree to submit to the personal and exclusive jurisdiction of the courts located within the Republic of Seychelles to settle any dispute, which may arise in relation thereto.

The services hereunder are offered by Spot Group Inc. Limited, with registered office at:

Spot Group Inc. (A Seychelles Corporation) Suite 15, 1st floor Oliaji Trade Centre Francis Rachel Street Victoria, Mahe Seychelles